Welcome to KH Mortgages
Thank you for choosing us as your broker for this mortgage, we will do our best to help you every step of the way.
To get your case moving, we’ll just need a few things for our “fact-find” so that we can start to search for suitable mortgages. Please could you send the following:
- Last three months payslips
- Last three months bank statements
- Proof of identity (driving licence or passport)
- Your credit report
- Completed e-marketing consent form.
All of the above should be sent as PDF documents where possible.
Most online banking sites and online payroll systems will allow you to download your statements and payslips as a PDF, but if not you’ll need to view them and then save as a PDF.
I recommend that you use CheckMyFile as they provide a combined report from Equifax, transunion and Experian. Don’t forget if you do use this site you only get 30 days free so you do need to cancel if it’s no longer required.
You can access Check My File here:
KH Mortgages is a trading style of Yorkshire Financial Consultancy Limited which is is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.
IN GENERAL, BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
A mortgage fee payable is dependent on the complexity of the case and will be agreed at the outset. A fee of up to 1% of the loan amount is payable, for example on a £100,000 mortgage a 1% fee would equate to £1,000. A typical fee is £299 and is payable at the outset or on the issue of an offer of the mortgage.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
