First Time Buyer Mortgages

A first time buyer mortgage is a type of mortgage that is suitable for someone purchasing their first home.

What is a first time buyer mortgage?

First time buyer is a term used in the British property market, and in other countries, for a potential house buyer who has not previously owned a property. A first-time buyer is usually desirable to a seller as they do not have to sell a property, and as such will not involve a housing chain.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Why should you use us for your mortgage?

Buying a home can seem like a really daunting and scary process. Here at KH mortgages our aim is to take that worry away.

We know that getting a mortgage is a huge step so let us guide you through the process, explain everything clearly and get you into your dream home with the minimum amount of fuss.

We will go through your current financial circumstances, work out everything for you and explain clearly what you’ll be able to afford. Let us do all the hard work.

Step 1

We will work out what you can afford to borrow so you can search for the right properties

Step 2

We'll provide you with a decision in principle so that the fun can begin, house hunting.

Step 3

We will complete your mortgage application, letting your lender know you've found a property and that you would like to proceed.

Step 4

Once the surveys are completed to the lenders satisfactory we will then issue a mortgage offer.

Check out our mortgage calculators.

We have a range of mortgage calculators that you may find useful at the start of your mortgage journey.

We have our affordability calculator which just requires you and/ or your partners salary, then we can calculate an estimate of what our lenders could allow you to borrow.

We also have a repayment calculator that helps you in your budgeting by giving you an estimate of what a monthly mortgage payment could look like.

Book an appointment with KH Mortgages, today!

If you’re ready to start the journey of getting your mortgage, or you’ve realised you don’t have the appropriate protection in place. Then simply hit the button below and enquire with us about an appointment.

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